Here’s Where Most Landlords Get Caught Off Guard
Most rental owners do not discover coverage gaps until a real claim forces the issue. These are the areas that tend to create the biggest surprises.
Loss of Rental Income
Your policy may not fully protect lost rent if the property becomes unlivable after a covered loss.
Water Damage Limits
Water damage is often capped lower than landlords expect, especially on weaker policies.
Liability Exposure
Low liability limits can become expensive fast if a tenant or guest is injured on the property.
Wrong Policy Type
Some owners still have a homeowners-style setup instead of a true landlord policy.
Is your policy written as a landlord policy?
Do you know if your policy covers loss of rental income?
Do you know your liability limit?
Does your policy cover tenant-caused damage?
Would you be financially comfortable covering 6–12 months of lost rent out of pocket?
Your result
Based on your answers, here’s what may deserve a closer look:
Request My Coverage Review
Request a review from Dylan Haysbert, Producer with Dodge Agency Inc., representing Farmers Insurance®, to better understand whether your current rental property coverage may have gaps.
Before you submit:
- Quick review from Dylan Haysbert, Producer with Dodge Agency Inc.
- No obligation to purchase
- Your information is used only to follow up on your request
Quick Tools for Landlords
These quick tools are meant to help you pressure-test your setup. They are general educational tools only and not a guarantee of coverage, pricing, or claim outcome.
Loss of Rent Exposure Calculator
Estimate how much rental income exposure you could be looking at if your property were out of service after a covered loss.
Policy Type Checker
A quick way to pressure-test whether your situation sounds more like a true landlord setup or something that may deserve a closer look.
Coverage Gap Checklist
Check off what you know you already have. This is a fast way to spot where there may still be blind spots.
Why Landlords Use This
Even if you already have insurance, a second look can help you spot gaps before they become expensive.
Second Opinion
Even if you already have coverage, it helps to verify that it is set up correctly for a rental property.
No Pressure
This page is designed to help you request a coverage review, not to make misleading claims or create confusion.
Agency Transparency
This lead generation page is operated by Dylan Haysbert, Producer with Dodge Agency Inc., representing Farmers Insurance®.
Even If You Already Have Insurance, It Doesn’t Hurt to Double-Check.
A quick review now can save a lot of frustration later if a real claim ever puts your setup to the test.
Check My Rental RiskPrivacy & Data Use
We collect your information for the purpose of providing insurance quotes, coverage reviews, and related follow-up from Dylan Haysbert, Producer with Dodge Agency Inc., representing Farmers Insurance®. Your information should only be used in accordance with Dodge Agency Inc.’s privacy, recordkeeping, and consent requirements.
Before going live, this website should be submitted through Farmers’ internal marketing/compliance review process and linked to your final approved privacy policy.